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Fire & Water - Cleanup & Restoration

Water Damage And Your Lakewood Ranch Home

1/4/2021 (Permalink)

Standing water is shown near a drain We’re dedicated to responding immediately when you need help with fire or water damage. SERVPRO of East Bradenton/Lakewood Ranch (941) 747-2333.

When thinking of water damage, severe weather is usually one of the first things that comes to mind. While storms and flooding can cause catastrophic water damage, often, they are not the main culprits.

Many of the various items in your home can be responsible for situations that result in water damage.

Water Damage Details

Many homeowners will suffer water damage, and it was the third most common reason for a homeowner to file an insurance claim between 2011 and 2015, with an average payout per claim of $8,861.

We must first explain the difference between water damage and gradual water damage, which impacts how insurance claims are paid. Gradual damage is when something has been happening over time, such as plumbing issues in the walls causing damage to the walls, ceilings or floors, or water damage caused by cracks in the foundation.

Unfortunately, many aspects of gradual water damage are usually not covered by homeowners insurance, while storm-related water damage usually is.

The Common Culprits
The leading causes of water damage, according to the Insurance Institute for Business & Home Safety (IBHS), are:

Plumbing supply system failures. Frozen pipes can burst due to a buildup in water pressure caused by freezing water in the lines or when the supply system equipment fails and results in a leaking or burst pipe. Per IBHS, plumbing supply system failures are the leading source of residential water losses and cost an average of $5,092 per incident after the deductible. It was also found that homes ages 16 to 40 years of age were a larger group of supply system material failure claims.

Water heater failures. Once your water heater has reached its life expectancy, the chances for the tank to rust and corrode increase, which can cause leaking or bursting issues. IBHS found that 69% of all water heater failures were a direct result of a slow leak or sudden burst and, on average, cost $4,444 per incident following the deductible.

Plumbing drain system failures. This occurs when sewer drains back up and overflow into a home or from material breakdown issues. In their study, IBHS found that 52% of drain system failures were caused by sewer backups and 37% were related to material breakdown issues. The average drain system failure was more expensive in the southern region than in northern region of the United States.

Toilet failures. This type of damage is second to plumbing supply system failures for residential water loss after and can be caused by faulty fill valves or clogged drain lines. According to IBHS, toilet failures that happen on the first floor of a home resulted in more homeowners insurance claims than those happening in basements or upper floors.

Washing machine malfunctions. Typically caused by supply hose failures, machine overflows and drain line failures, washing machines are in the top 10 for residential water damage losses. Per IBHS, supply hose failures accounted for over half of all washing machine-related losses.

If your home falls victim to water damage, the team at SERVPRO of East Bradenton/Lakewood Ranch is available to help with cleanup and restoration and make it “Like it never even happened.”

If you have water damage call SERVPRO of East Bradenton/Lakewood Ranch (941) 747-2333.

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